Attention homeowners in Saint Louis and Saint Louis County: Need an appraisal?

Here are the top reasons MO homeowners need Jason Camenzind:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Saint Louis county's assessment of your propertyvalue
  3. Remove PMI to cut your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in MO by determining the true market value of real estate in question

Do you own a house in or near Saint Louis? Do you need help determining the value of your real estate?
Contact Jason Camenzind.

At Jason Camenzind, we understand the unique needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Jason Camenzind are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you delete undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that is going down or not appreciating as much as other homes close by. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An expert appraisal from Jason Camenzind is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Jason Camenzind can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? An appraiser from Jason Camenzind can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.